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21 LORONG 3 TOA PAYOH SINGAPORE 319581

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2012
Total units590
DeveloperChoice Homes Gamma Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,796 /mo

Loan amountS$1,213,986 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS18 BRADDELL MRT STATION
6 min walk
BRADDELL MRT STATION
Nearby
SKHENG CHENG SCHOOL
0.6 km
SRAFFLES GIRLS' SCHOOL (SECONDARY)
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,213,986

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,500 /month

S$5,796 estimated instalment

Your affordability range

S$1,380,000

Buyer value

S$1,880,000

Recommended

S$2,030,000

Comfortable

Buyer stamp duty

S$63,600

Legal fees (est.)

S$3,500

Total cash needed

S$733,114

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$10,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area926 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 46 recent records

Transaction PSF

Jan 2026

S$1,728/psf

Project avg S$1,748/psf
Mar '24Feb '25Jan '26

Listing psf

S$2,030 psf

Project avg psf

S$1,748 psf

Market sample

46 records

Transactions

Jan 2026Sale recordS$800,000(1,728 psf)
Dec 2025Sale recordS$2,400,000(2,103 psf)
Nov 2025Sale recordS$3,250,000(2,082 psf)
Oct 2025Sale recordS$1,880,000(2,031 psf)
Sept 2025Sale recordS$2,502,666.667(2,018.333 psf)
Aug 2025Sale recordS$2,400,000(2,165 psf)
Recent sale records46
Recent rental records704
Tenure / TOP99-year Leasehold / 2012