The Gardens At Gerald

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GERALD DRIVE SINGAPORE 797680

Key facts

Property typeLanded
Tenure999-year Leasehold
TOP2007
Total units25
DeveloperOaktree Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$10,998 /mo

Loan amountS$2,303,657 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

SW5 Fernvale LRT Station
Nearby
FERNVALE LRT STATION
Nearby
SPEI HWA SECONDARY SCHOOL
0.6 km
SFERNVALE PRIMARY SCHOOL
0.8 km
View all nearby

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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$2,303,657

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$20,000 /month

S$10,998 estimated instalment

Your affordability range

S$2,610,000

Buyer value

S$3,560,000

Recommended

S$3,840,000

Comfortable

Buyer stamp duty

S$153,200

Legal fees (est.)

S$3,500

Total cash needed

S$1,413,043

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$20,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 5 bath
Floor area3,317 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 3 recent records

Transaction PSF

Feb 2025

S$1,034/psf

Project avg S$926/psf
Aug '23May '24Feb '25

Listing psf

S$1,073 psf

Project avg psf

S$926 psf

Market sample

3 records

Transactions

Feb 2025Sale recordS$3,450,000(1,034 psf)
May 2024Sale recordS$3,268,000(877 psf)
Aug 2023Sale recordS$3,100,000(867 psf)
Recent sale records3
Recent rental records7
Tenure / TOP999-year Leasehold / 2007